In this world, most ...

In this world, most people enter the workplace through traditional education and, although they obtain seemingly relatively stable jobs and fixed incomes, they are simultaneously constrained by living costs and long-term debt structures, causing their income to often be consumed by expenses in a monthly cycle, making it difficult to form significant accumulation. Therefore, essentially, it is a continuous exchange of time for limited economic returns and freedom. At the same time, society packages personal value with positions, titles, and external identity symbols, easily leading people to form a superficial perception of “success,” but the more authentic measure should be actual disposable wealth and account balances. Based on this logic, this path is more like a cyclical system of trading time for income, whose structure itself is difficult to support true wealth leaps.